‘Offer management’ platform to launch in UK co-founded by star agent

first_imgHome » News » ‘Offer management’ platform to launch in UK co-founded by star agent previous nextProptech‘Offer management’ platform to launch in UK co-founded by star agentOffr enables agents, vendors and those making offers on a property to communicate via a common platform, helping reduce fall-throughs by 50%.Nigel Lewis27th January 20201 Comment1,784 Views The Negotiator has been shown a new proptech platform that claims to revolutionise how prospective buyers make offers on a property for sale.Called Offr, it’s a tech platform that enables estate agents to move the offer management process online and help them and vendors control and understand more about each offer and who’s making it and how prepared each buyer is to move to SSTC.It’s a white-labelled widget that sits on an agent’s website and enables approved buyers to make an offer at the click of a button. This, it is claimed, will drive more traffic and buyer engagement to agents’ site.Created by an Irish tech firm which has recently moved its operations to London, it is backed by an investment of €1 million from two Irish banks and has been in Beta mode for the past 18 months.Its launch is being spearheaded by Phil Farrell (pictured, above), who as well as being an estate agent with 27 years’ experience, is well known in Ireland for his property column in the Irish Independent.Ten million“We estimate that there are eight to ten million offers made in the UK every year on residential property but no one is capturing this information and managing it,” he says.“To speed up the house buying and selling process it’s essential to bring information about potential buyers into the offer process earlier and, among many things, weed out the tyre kickers.”The platform came out of auction house Allsop’s move into Ireland during the late noughties and the online tech developed by the company to handle online bids for properties. Its former director in Ireland and until recently the force behind BidX1 online auction site, Robert Hoban, is a co-founder with Farrell along with tech guru Niall Dawson.Offr is due to officially launch in May or June this year in the UK and is already being tried out by several high-profile agents. It plans to charge £300 a month to agents who want to list unlimited number of properties, and an undisclosed per-property charge for those who don’t.Read more about proptech.Offr Phil Farrell Allsop January 27, 2020Nigel LewisOne commentAndrew Stanton, CEO Proptech-PR Real Estate Influencer & Journalist CEO Proptech-PR Real Estate Influencer & Journalist 27th January 2020 at 10:42 amI must profess a personal interest with Offr, in the sense that two of the directors Phil Farrell and Robert Hoban, were plying me with several pints of Guinness last Friday night in a hostelry in London Bridge. Putting that aside, and unlike Guinness which is said not to travel well across the water, Offr certainly does.I have been following the fortunes of this company for some time, and as a person very much in the know as my day time job is networking with all sectors of the proptech and real estate industry, meeting CEO’s, project managers, data scientists, captains of the finance, banking and legal industry and more, I love it when someone gets it right.And Robert, Phil have definitely got it right, with their offering – Offr.In between the pints Phil and Robert said their biggest problem was articulating what their service was. I suggested it was ‘two taps – Offr’ – meaning with two taps of your smart phone you can offer on a property, this is an integral part of their service. It also suggests that the service is instantaneous and seamless, the modern consumers touchstone.Phil rightly said, two taps seems more like Michael Flatterley, but after another pint of the black stuff I said well what is the Offr proposition?With an Irish gleam in his eye, Phil then said that Offr is a service for agents that runs alongside their existing business, it enhances it, and gives transparency to all parties, with a dashboard system that allows all stakeholders to be super connected.They went on to say that they had looked at the slow model of real estate, all the sticking points, and they had digitally engineered a better model with the buyer and the vendor at the centre of all things. Also, a transparent and time specific way of agreeing sales, still on the traditional private treaty basis. But, where buyer’s are pre-qualified before they offer (Offr), and at point of sale, within seconds the memo of sale can be produced, and all parties who offered and were unsuccesful would be instantly told.Then the proptech in the Offr solution really kicks off, with all ther stakeholders in the sale, buyer, seller, solicitors, all on a dashboard system able to see in real time the progress of the sale.For me – though I am no longer selling property, if I was I would use Offr (not the drink talking) because – it works – at point of pitching for the business in front of the vendor the Offr solution will gain vendors, and it will run along the existing way the agent works, it will also support a higher fee.So, more instructions, a better listing fee, a quicker sale being agreed and a speedier more transparent route to exchange.My advice – look on the Offr website today and get in contact with these two Robert or Phil, they may not buy you a pint, but, they will transform the bottom line of your business for the better.Log in to ReplyWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021last_img read more

Air Quality Forecast

first_imgFine Particulate(0-23 CST avg)Air Quality IndexGoodGoodGoodGoodNA* OzoneAir Quality IndexGoodGoodGoodModerateNA* FridayMay 19SaturdayMay 20SundayMay 21MondayMay 22TuesdayMay 23 Air quality forecasts for Evansville and Vanderburgh County are provided as a public service.  They are best estimates of predicted pollution levels that can be used as a guide so people can modify their activities and reduce their exposure to air quality conditions that may affect their health.  The forecasts are routinely made available at least a day in advance, and are posted by 10:30 AM Evansville time on Monday (for Tuesday through Thursday) and Thursday (for Friday through Monday).  When atmospheric conditions are uncertain or favor pollution levels above the National Ambient Air Quality Standards, forecasts are made on a daily basis.Ozone forecasts are available from mid-April through September 30th.  Fine particulate (PM2.5) forecasts are available year round.center_img * Not Available and/or Conditions Uncertain.Air Quality Action DaysOzone Alerts are issued by the Evansville EPA when maximum ozone readings averaged over a period of eight hours are forecasted to reach 71 parts per billion (ppb), or unhealthy for sensitive groups on the USEPA Air Quality Index scale.Particulate Alerts are issued by the Evansville EPA when PM2.5 readings averaged over the period of midnight to midnight are forecasted to reach 35 micrograms per meter cubed (µg/m3).Current conditions of OZONE and FINE PARTICULATE MATTER are available in near real-time on the Indiana Department of Environment Management’s website.National and regional maps of current conditions are available through USEPA AIRNow.FacebookTwitterCopy LinkEmailShare Ozone(peak 8-hr avg)(expected)NA*NA*NA*NA*NA*last_img read more

MARTIN, FRANK E.

first_img84, of Bayonne passed away on October 24, 2017. Born in Jersey City on June 12, 1933 to Frank E. Martin Sr. and Mary (nee: Koerner), Frank attended St. Patrick’s Elementary and Snyder High School and was a very patriotic man that loved his country and its flag. He was a proud Korean War Veteran honorably discharged and a Ceremonial Honor Guard for President Eisenhower. Frank was the proprietor of Martin’s Exterminating serving Hudson County for over 45 years and a past Grand Knight of the Bayonne Knights of Columbus. Frank was the husband to Norma (nee: Barone) for the past 60 years. He was the father to Joseph (Onelia), Michael, Brian (Catherine) and Lynda Dugan and grandfather to Ryan, Jacqueline, Tyler & Joseph Martin, Shayne & Skylar Dugan and Michael & Kelly Nausedas and their children Riley & Sean. Brother-in-law to Grace Barone and survived by many nieces, nephews, cousins & friends. In lieu of flowers, memorial donations to Wounded Warrior Project. Funeral arrangements by MIGLIACCIO Funeral Home, 851 Kennedy Blvd.last_img read more

GIANNOBILE, EUGENE

first_imgwas born March 1, 1921 in Monteferrante, Italy and immigrated to Bayonne in 1938. Gene proudly served in the US Army as a Sergeant during WW2. Upon completing Military Intelligence School at Camp Ritchie, Gene was stationed in Naples with the Allied Military Government and served as a translator, being fluent in English and Italian. After Naples, Gene joined the famed 10th Mountain Division, 85th Regiment, Company K and was sent to northern Italy. Gene was one of many brave men who fought, and won, in the battle of Mt. Belvedere against the Germans. Gene worked as an electrician for Best Foods in Bayonne for over 40 years. Predeceased in death by his brother, Charles, Gene is survived by his sister, Blanche, his two nieces, Carla (Alex) and Joan (Izak), and his great nephews, Nic, Zeke, and Sam. Funeral arrangements by MIGLIACCIO Funeral Home, 851 Kennedy Blvd.last_img read more

Where in O.C.?

first_imgA quick test of observation and memory:Where in Ocean City can these fish be found? Tell us in the comments section. And try your hand at more “Where in O.C.?” challenges.__________Sign up for OCNJ Daily’s free newsletter“Like” us on Facebooklast_img

Celebrating the Pulitzers at 100

first_img“Hamilton” creator Lin-Manuel Miranda talks about finding your voice as a writer and the role of the playwright in addressing history during a conversation with Nieman Foundation Curator Ann Marie Lipinski as part of the Pulitzer Centennial Celebration on Sept. 11-12, 2016 <a href=”https://www.youtube.com/watch?v=2TiHINIYGLA” rel=”nofollow” target=”_blank”> <img src=”https://img.youtube.com/vi/2TiHINIYGLA/0.jpg” alt=”0″ title=”How To Choose The Correct Channel Type For Your Video Content ” /> </a> In a year when the media have been cast as untrustworthy villains in the tank to candidates of both major parties, Scottish essayist Thomas Carlyle’s belief that the press — what he called the Fourth Estate — is as vital to the functioning of democracy as government itself can sound naïve and antiquated. But there are still plenty of true believers who take the media’s public responsibility as an inviolable and sacred duty. Many of the country’s most accomplished truth-tellers will be on campus this weekend (Sept. 10 and 11) as the Nieman Foundation for Journalism at Harvard hosts a two-day celebration (click here for tickets) marking the 100th anniversary of the Pulitzer Prize. The prize recognizes outstanding achievements in journalism and the arts and is among the most prestigious awards given to reporters, photojournalists, critics, authors, poets, playwrights, musicians, and news organizations.The event will feature past and present winners, including legendary biographer Robert Caro, a 1966 Nieman Fellow; documentary filmmaker Laura Poitras, who aided the publication of documents stolen by Edward Snowden that disclosed a national surveillance program; musician Wynton Marsalis, whose “Blood on the Tracks” was the first jazz composition to win a Pulitzer; and “Hamilton” creator Lin-Manuel Miranda, a 2015 winner, in a recorded presentation riffing on the theme of accountability and abuse of power. Washington Post reporter Bob Woodward, who shared the 1973 Pulitzer with reporter Carl Bernstein for the investigation into the Watergate hotel break-in that led to President Richard Nixon’s resignation, and who won again in 2002 for his work leading The Post’s 9/11 coverage, will lead a panel discussion with Poitras and Dean Baquet, The New York Times’ executive editor, on journalism’s ongoing role in keeping governments honest. With the mainstream media shrinking, Woodward spoke with the Gazette about the state of watchdog journalism and whether the political press has done a good job in deeply scrutinizing the 2016 presidential candidates. GAZETTE: Awards founder Joseph Pulitzer’s populist, sensational style of journalism would fit right into today’s media environment. What’s the state of watchdog journalism today, and how does it compare to, say, 50 years ago when you started, or at the creation of the Pulitzers a century ago? WOODWARD: There’s a lot of great work in journalism being done. The problem is the message managers in government, business, and everywhere — even the message managers/spokespeople in the media — have greater and greater power, so they assert that power by curtailing disclosure, limiting transparency. We know less and less about what really goes on. You have to dig and find people and records and documents, and it takes a long time. I was at a dinner sitting next to Al Gore, the former vice president. This was 10 years ago or so; he was out of office. I asked him how much we know about what goes on that’s of consequence? And he said, “One percent,” and I kind of died. I asked, “Well, suppose you wrote a memoir that told all, what would we know then about what goes on of consequence?” And he said, “Two percent.” Lots of institutions have gone through a public airing. Certainly the White House; we did a book on the Supreme Court in 1979 (“The Brethren”), and the reaction was to button up. Same with the intelligence agencies: “Button up, tell less, and explain only when absolutely necessary.” The impulse is to conceal and hide and not answer rather than to be forthright and come clean. They feel burned, they feel, “Gee, we can muscle our way through this.” The second part of this, which compounds it, I think, is the Internet, which is all impatience and speed most of the time. Everything comes and goes. Great stories that news organizations have done just go up in the ether. There’s so much out there, how do you pick? What does it mean? And disclosures that really tell us about character — take Donald Trump or Hillary Clinton — that are important, that don’t lead to investigations or grand juries or FBI inquiries or SEC actions, come and go. So there’s this focus on, “Does it lead to an investigation?” Well, some of the things that lead to investigations are nonsense, and some of the things that don’t are really essential to understanding who these people are. GAZETTE: The political media has been roundly criticized this election season for its relatively toothless coverage during the primaries, particularly around Trump’s unlikely rise and a habit of proffering false equivalence or “he said/she said” about candidates’ statements and actions. Now, we have instances of media figures working for or openly advocating for Trump (such as editor Matt Boyle of Breitbart News advising and writing speeches for him, and former Fox News chairman Roger Ailes advising Trump behind the scenes). How do you grade the coverage thus far, and should the profession do its own “autopsy” after the election to reconsider what it’s doing, and how? WOODWARD: I would disagree that it was toothless. There was a lot of serious reporting during the primaries. At the end of March, Bob Costa, a reporter at the Post, and I interviewed Trump and we published the transcript and there are all kinds of things in there. For instance, he says, “I bring out rage in people,” and he’s proud of it. He forecast a giant recession, he was very pessimistic about the economy, and since then it’s only done better. He was asked, because he was running in the primaries in the Republican Party, a party that contained Lincoln and Nixon, “Why did Lincoln succeed?” And Trump’s answer was, “He did some things that needed to be done.” [We then asked,] “Why did Nixon fail?” “Because of his personality.” And we had to say, “Yeah, but his criminality was part of it.” And Trump said, “Oh, yeah.” It tells you who he is. The same with Hillary Clinton. There were just voluminous stories on her. Let me give you an example from The New York Times, Feb. 20, 2016, a two-part series they did on Hillary’s role in Libya. It explains her role, exactly what she wanted to do. At one point, after [Libyan leader Moammar] Gadhafi’s death, it quotes her saying to some of her staff, “We came, we saw, he died.’ There was a series of spectacular Post stories about the Clinton Foundation, about her time at the State Department, and so forth. [Woodward digs into a file folder he keeps of recent Post stories on the Clintons and cites more than a dozen stories.] Incredible, important stories that are well-documented. Really great work, things done in 2014, 2015, and early this year. I could give you a similar file on Trump, an amazing number of stories that are in the book “Trump Revealed” [by The Washington Post’s Marc Fisher and Michael Kranish]. [Amazon CEO and Post owner] Jeff Bezos has these conferences. Last fall, I gave a talk about Nixon and the latest book I had done, “The Last of the President’s Men,” about thousands of documents from the Nixon White House that aide Alexander Butterfield escaped with and Butterfield’s experience with Nixon, which we didn’t know about. Afterward, Bezos came up and said, “Could we have known about Nixon before he became president?” And I said, “I think we could’ve done a better job.” And he said, “OK, what we need to do is, when it gets down to two candidates, make sure we do the stories in the Post or do a series or do a book or whatever so no one can go into a voting booth in November and be able to say, ‘I couldn’t find out who these people were.’” I think we could always do better and we could always do more. I wouldn’t worry about the criticism. Look at the record: It’s remarkable but never sufficient. GAZETTE: With ongoing efforts to delegitimize the press by politicians and others, in this post-factual world, is truth-telling or speaking truth to power as relevant or as effective as it once was, especially when many people now choose their own facts and seek out media outlets that confirm their views? WOODWARD: There’s been a lot of criticism of the press, some of it legitimate, some of it not legitimate, but I don’t think anyone’s succeeded in delegitimizing the press. GAZETTE: Even though public opinion polling shows people say they trust the press as little as they ever have? WOODWARD: But they always say that! (Laughs.) Go back to Nixon and Watergate. It was an overwhelming disbelief that this could have happened, that this was true. So skepticism, dislike of the press, that’s something we should try to counter by being more factual, by doing a better job. But I wouldn’t get tangled up and lose our emotional poise because there’s some criticism. It just does not amount to delegitimizing the media, in my view. GAZETTE: What I mean is that we know there’s a sizable portion of people who believe that the press is illegitimate or that it’s biased in favor of one side or another. WOODWARD: There’s a lot of that, there’s no question. You’re coming in very hard on this idea that it’s over for the media. It’s not over for the media. Look at the whole business about the email server. It was a combination of Congress and the media establishing what happened here — the State Department releasing stuff, and lawsuits, with judges involved. There’s a whole phalanx of individuals and institutions working to get stuff out. In this case, it seems to be succeeding. GAZETTE: Are you at all concerned about how the press will be treated in a Trump administration, given his practice of threatening and retaliating against news outlets, including The Washington Post, whose coverage he doesn’t agree with, or his use of nondisclosure agreements to prevent aides and others from talking? WOODWARD: No. They always say, “Oh you can’t find out what goes on in the CIA, you can’t find out what goes on in the White House.” As I say, it’s harder and the message managers have more power and authority, but you can still do it. If he has nondisclosure agreements, working hard you can get around those things. GAZETTE: Do you think the heroic success you had with the Watergate investigation or your subsequent career … WOODWARD: Delete “heroic.” (Laughs.) We made mistakes, we were lucky, we had a publisher and editors who were willing to support us. They were the ones taking the risks. And if the Senate and the House impeachment investigation, the independent counsel — if you didn’t have those, it would have died. GAZETTE: Do you think your Watergate experience and then your career writing about the powerful improperly motivates young reporters to focus on unearthing sexy, career-making scandals rather than chasing stories like last year’s Pulitzer-winning series by the Associated Press about enslaved seafood workers in Southeast Asia that led to saved lives? Few would have thought of fish-processing companies as powerful before that investigation. WOODWARD: It turns out they were powerful and in control of people’s lives in a shocking way. I thought that was a masterful piece of reporting. I try to write about presidents because they have extraordinary power. It makes a difference who is president. It’s going to make a big difference whether Trump or Hillary Clinton is president — a defining difference, and it may define an era, quite likely. GAZETTE: You’ll be talking with filmmaker Laura Poitras and New York Times executive editor Dean Baquet about journalism’s role holding governments accountable. Who or what entity merits greater scrutiny than they’ve received thus far? WOODWARD: Anything that has power. I’ve tried to write about the White House, the CIA, the Supreme Court, the Federal Reserve, Congress, the intelligence agencies, and those at the government power centers. All of those deserve a very good look. The process of examining [Fox News chairman] Roger Ailes by that reporter from New York magazine, Gabe Sherman, the [sexual harassment] lawsuits, and other media scrutiny, led to the departure of Ailes. The opposite side of this is, at times, there’s a feeling of self-satisfaction, self-congratulation in the media. “Wow, look, we did that; we really got that right.” There shouldn’t be self-satisfaction because it’s ongoing [work]. That, I think, triggers a lot of the public hostility to the press. They see people on these cable news shows sitting around, basking in self-love, in each other, and making declarations about politics and candidates and other things. People look at that and say “What do they know? Who are they to say?” So it requires careful navigation between the points of being very aggressive and trying to be thorough and also not getting in a mode of high-fiving each other around the newsroom. Sometimes it is done right, sometimes not. This interview has been edited for clarity and length.Lin-Manuel Miranda talks Hamilton and Hip-Hop, Power and Playwritinglast_img read more

Hometown Tea

first_imgSweet tea may be the “house wine” of the American South, but very, very few of the tea leaves used in the thousands of gallons of tea Southerners drink every year is grown nearby.Despite experiments in tea farming in the Southern U.S. dating back to Colonial times, this temperamental cousin of the camellia has never caught on as a cash crop. However, with growing interest in craft teas and innovations in breeding and harvesting technologies at hand, it may be time for the American South to start supplying their families’ pitchers with locally grown tea.“Tea, or Camellia sinensis (L.) Kuntze, has been grown here, but for some reason – the cost of processing, the cost of cultivation, the cost of labor – it’s never become a large-scale crop,” said Donglin Zhang, a professor of horticulture in the University of Georgia’s College of Agricultural and Environmental Sciences who is working to bring large-scale tea production to the U.S.  Today, tea harvesting has been mechanized, and the demand for tea has grown. U.S. sales grew from $1.8 billion in 1990 to $10.8 billion in 2014, according to the Tea Association of the U.S.A. That market trend, combined with consumers’ growing preference for locally sourced products, may mean that it’s finally tea time in the U.S. South.Currently there’s only one large working tea farm in the U.S. – the Charleston Tea Plantation outside of Charleston, South Carolina. A new farm is under development in Mississippi, and Zhang feels that there will be more coming online in the near future.“Consumption has gone up, prices have gone up and the mechanical harvesting techniques have improved,” Zhang said. “This is why I think it could work here.”Zhang has a long history as an ornamental plant breeder. He was drawn to tea and Camellia species as ornamental plants. His breeding program focuses on producing plants that serve two purposes: food and beauty.“People today have smaller yards, and I think there is interest in plants that have multiple purposes,” he said.He’s traveled to China to collect varieties of persimmon, jujube and waxberry to use as parent plants for Georgia-adapted ornamentals.With delicate foliage, variegated leaves, bright blooms in the form of camellia flowers and the prospect of a homegrown cup of tea, tea plants are also part of his ornamental breeding program.Then he thought, “If tea plants could be successfully grown in a yard, why couldn’t they grow on farms?”Many of the tea plants grown for beverage production are notoriously cold-sensitive and don’t tolerate the rapid temperature changes that we see in Georgia. Zhang is working to breed more cold-tolerant plants that also produce a distinctly delicious Southern tea.Today, Zhang has a selection of nine tea cultivars growing at the Durham Horticulture Farm outside UGA’s Athens Campus, and he plans to add more varieties to his breeding programs soon.In late 2016, Zhang toured China’s tea-producing regions with plant breeders from other Southeastern land-grant universities as part of a program organized by the U.S. Department of Agriculture and the Ministry of Agriculture in China. The trip was paid for, in part, by a faculty travel grant provided by the CAES Office of Global Programs.With a 3,000-year history and about 2.8 million acres of land devoted to tea production, Zhang and his colleagues hoped that tea experts in China could help them determine what they needed to make tea work in the Southeast.The team was able to identify several dozen varieties out of the 4,000 currently being grown commercially in China that they believe will grow well in Georgia and throughout the South. Zhang hopes to add those varieties to his breeding program in the future.For more information about how UGA plant breeders are helping to diversify Georgia’s agriculture, visit caes.uga.edu. For more photos from Zhang’s trip visit tinyurl.com/SouthernTea2016.last_img read more

Is it time to revamp your employee mental health strategy?

first_imgOrganizations instinctively understand that personal health plays a major role in morale, productivity, and cost.  As a result, many employers provide wellness programs that enhance both the physical and mental well-being of their employees.  Unfortunately, studies show that many are still uncomfortable seeking help for mental health.      Stigma of mental health in the workplace The APA (American Psychiatric Association) recently released some key findings concerning workplace mental health:  Only about 38% of US adults know how to access mental care benefits through workOnly 28% of US adults say they feel comfortable using mental health services through workOnly about 1 in 5 US adults feel they can discuss mental health openly and honestly with co-workers or supervisorsMore than one-third of US adults are worried about job consequences if they seek mental health careWhy mental health matters  Mental health concerns are increasing with each passing year, and the statistics are daunting:Nearly 1 in 5 US adults aged 18 or older reported having a mental illnessMental health and substance abuse costs US businesses between $80 and $100 billion annually, and serious mental illness costs up to $193.2 billion in lost earnings per year. Depression accounts for up to 400 million lost work days annually in the US alone, and costs the global economy an estimated $1 trillion each year in lost productivity.  Less than half of employees who struggle with a mental illness receive treatment. Mood disorders are the third most common cause of hospitalization in the US for individuals aged 18-44Suicide is the 10th leading cause of death in the US, and the 2nd leading cause of death for people aged 10-34.  More than 90% of people who die by suicide show symptoms of a mental health conditionGlobal rates of depression and anxiety have risen at a rate of 15-20% over the last decade What employers can doRaise Awareness:  promote the understanding of mental health and stress management by adopting educational programsReduce stigma surrounding mental health:  make information about mental health more visible in the workplaceServe as dedicated wellness champions and promote open discussionsShare personal experiences when appropriateBe open-minded and respond with empathy and understandingProvide and promote support services and staff members trained in mental healthBenefits of investing in a robust mental health strategyMentally healthy employees take fewer sick days and require fewer medical costsIncreased productivity, employee engagement, and moraleCommitment to employee mental health enables ability to attract and retain strong talentSurveys indicate that for every US dollar invested in depression and anxiety treatment, a $4 return is realized in both health and better ability to workHappier and healthier employeesWith mental health concerns on the rise, and approximately 63% of Americans in the US labor force, employers are in a unique and wonderful position to make a difference and change lives.  Take an assessment of what your organization is doing to promote mental well-being, and implement change as needed. 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Joshua W. Poole Joshua W. Poole began his credit union career as a part-time teller, shortly after graduating from high school in 1999.  He has a passion for leadership and change management, and … Web: https://www.brecofcu.com Detailslast_img read more

Mobile app aims to eliminate fraud in disbursement of subsidized housing loans

first_img“With the SiKasep application, it will be easier for the government to oversee the [loan] distribution or housing needs with data directly sourced from the public, which can also be used as guidelines for policy-making,” the agency wrote, adding that it also prevented an oversupply of houses in unwanted locations.The new application is part of efforts to bolster President Joko “Jokowi” Widodo’s promise of building around 1 million houses a year. The target, in place since 2015, aims to reduce the country’s housing backlog, especially for lower-income families.Read also: State mortgage provider to disburse Rp 1.7t for low-cost housesSome 4.8 million houses have been constructed since then; 699,770 built in 2015, 805,169 houses in 2016, 904,758 houses in 2017, 1.13 million houses in 2018 and more than 1.25 million houses in 2019. The government aims to build 1.25 million houses this year. The FLPP itself was initially established to provide loans to civil servants, military personnel, police officers and private employees with a monthly income no higher than Rp 8 million.It is also in line with the government’s move to disburse Rp 1.5 trillion in subsidies for purchases of houses for low-income Indonesians in February as a part of a Rp 10.3 trillion stimulus package to cushion the impacts of COVID-19. Particularly, Rp 800 billion will be used for interest subsidies for loan installments and Rp 700 billion for down payment subsidies (SBUM).However, property developers expressed concerns in late January over “thinning” funds allocated to the FLPP, as they bank on public housing programs amid a broad-based slowdown in the property sector.The 2020 budget for loans under the FLPP amounts to Rp 11 trillion, which is enough to build only 97,700 houses — much lower than the Rp 29 trillion needed to fund the construction of at least 260,000 houses this year, the group said.But PPDPP president director Arief Sabaruddin refuted the group’s claims in January about a “thinning budget” as he said the allocated budget for the scheme had steadily increased.Read also: Property developers express concern over ‘thinning’ housing loan subsidyThe agency’s data shows that the budget this year had increased to Rp 11 trillion from Rp 7.1 trillion in 2019 and Rp 6.01 trillion in 2018. However, actual spending has declined because of issues to do with “administrative preparedness” and “incomplete documents”, Arief said.“We all have this mindset of increasing [the housing quota], including businesspeople. What we have to consider now is how to solve not only surface-level problems but also their roots, which are limited financing sources,” Arief said.“That’s why we have to think about ways to find other financing sources for a long-term solution.” The government is using an application called SiKasep to prevent fraud in its subsidized housing loans programs by connecting property developers and prospective homebuyers.According to a Housing Financing Management Agency (PPDPP) statement released on Thursday, scammers have been selling substandard houses on behalf of the government’s Housing Financing Liquidity Facility (FLPP) and other subsidized housing programs and misusing applicants’ personal information, among other crimes.The application, launched in Dec. 19, 2019, has so far helped the government disburse loans worth Rp 861.43 billion (US$51.86 million) for the construction of 8,550 houses for low-income families under the FLPP. It now has 42,923 users and another 35,116 users are currently being verified.center_img Topics :last_img read more

An acreage project is nearing completion with its last release of blocks priced from $275,000

first_imgFinal release at Stone Creek, Upper Coomera.AN ACREAGE estate in Upper Coomera is due to release its final stage of homesites.The 67 new lots at Stone Creek will range from 600sq m to more than 5000sq m.Buyer expressions of interest are now being taken on the blocks with prices starting at about $275,000.Developer Trent Jackson of TJ International said the release would have some of the most elevated, prime lots in the estate.“I am so proud of the community that has been established over the past seven years,” he said.More from news02:37Purchasers snap up every residence in the $40 million Siarn Palm Beach North9 hours ago02:37International architect Desmond Brooks selling luxury beach villa1 day ago“It has evolved into one of the most sought after addresses on the northern end of the Gold Coast, surrounded by abundance of nature reserves, creeks and walking trails.”Colliers International marketing agent Andrew Roubicek said that by offering larger home sites, Stone Creek had become a community of mainly owner-occupiers.“From my experience owner-occupiers take more pride in the design of their home and garden maintenance – which ultimately flows on to greater capital gains for buyers,” he said.“The developer’s goal was to create a true sense of space by living in harmony with the surrounded environment, which really suits those families wanting a rural lifestyle with city conveniences close at hand.”The estate is divided into four exclusive precincts, each separated visually by nature reserves and natural creeks. More than half the homesites back onto or are across from a natural bushland or park.Stone Creek is close to the planned Upper Coomera Town Centre and Coomera train station, while in each reach of the M1.last_img read more