3 Steps to award-winning lending success with BECU’s Dana Gray

first_imgWe have yet another award-winning credit union on the program for their lending success — and that would be BECU, winning CUNA Lending Council’s 2015 Excellence in Lending. The credit union achieved pretty spectacular results: portfolio grew from $88 million in 2014 to $311 million through Q3 last year. continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img

Michigan State’s Tom Izzo on victory over Duke: We can’t ‘get enamored with this win’

first_img March Madness 2019: Three takeaways from Michigan State’s victory over Duke in the Elite Eight The win moves Michigan State into the Final Four for the eighth time under Izzo. The team, however, has taken home the championship just once with him as coach.“You know now what I’ve got to do is refocus,” Izzo said. “I have to reassess how I handle (the Final Four), what I do. … It’s going to be grind city again. And we’ve got to figure out how we do things a little different because there’s some good teams up there, and not get enamored with this win even though this is a big win for us and our program.”Michigan State star Cassius Winston tallied 20 points and 10 assists to lead his team to the victory. He’s just the third player in program history to register those numbers in an NCAA Tournament game. Magic Johnson and Draymond Green are the other two. What a CLUTCH 3️⃣ to put @MSU_Basketball up ✌️! #MarchMadness | #Elite8 pic.twitter.com/OX5Dpe9OgL— NCAA March Madness (@marchmadness) March 31, 2019Izzo discussed the win when he met with reporters after the game.“Everybody that beats Duke is, you know, ready to put that on the wall because that’s the program (coach Mike Krzyzewski) has built,” Izzo said. “And that’s what I’m hoping to still build. I mean, the respect everybody has for Duke is why it’s a big game. I do think we beat arguably the best team in the country. But there’s another game coming up.” Related News Tom Izzo wants his team to refocus.Michigan State pulled off a 68-67 upset of top-seeded Duke in the Elite Eight on Sunday at the Capital One Arena in Washington, D.C. Duke entered the regional finals as the favorite to win the NCAA Tournament.center_img March Madness 2019: Zion Williamson discusses Duke’s loss to Michigan State 13-0 run for @MSU_Basketball to take a 4 point lead before the half! 😳#MarchMadness | #Elite8 pic.twitter.com/J5jBYilNBo— NCAA March Madness (@marchmadness) March 31, 2019“Nothing was given, everything was earned,” Winston said. “Just working hard, constantly getting better and better. … I think I took 20-some shots today, (my teammates and coaches) didn’t say a word. They encouraged me just to keep going, keep doing what I do best for this team. It’s just an amazing environment for me.”Michigan State will face Texas Tech on Saturday.last_img read more

Hazlet Man Charged in Murder of M’town Woman

first_imgBy John BurtonFREEHOLD – A Hazlet man, arrested and held in Georgia, is being charged with a murder of woman whose body was discovered in a Middletown home destroyed by fire.Monmouth County’s Acting Prosecutor Christopher J. Gramiccioni said in a statement released Sept. 11, authorities have arrested Darryl E. Petlock, 34, and charged him with the first degree murder of Lynn A. Moretti, 40, a Middletown resident whose remains were discovered after the Sept. 4 fire at a Jersey Avenue residence was extinguished.Petlock, who is also known as Isa Maajid, was also charged with third-degree possession of a weapon for an unlawful purpose and second-degree aggravated arson, according to the prosecutor.County law enforcement authorities received word on Sept. 9 that Petlock had been arrested by police in Brunswick, Ga., on an unrelated matter.Monmouth County Prosecutor’s Office investigators and township police, who lead the criminal investigation, arrested and charged Petlock on Sept. 10, according to the prosecutor’s office.Township firefighters and police responded to the fire at 160 Jersey Ave., a residential street off of state Highway 36, in the North Middletown section of the township, and discovered Moretti’s body.Petlock appeared in Glynn County, Georgia, Magistrate Court on Sept. 11 and agreed to waive extradition. He will be transported to New Jersey for prosecution, according to the prosecutor.Monmouth County Superior Court Judge Anthony J. Mellaci Jr. set Petlock’s bail at $2.5 million without a 10 percent bond option.If convicted of first-degree murder, Petlock faces a minimum of 30 years in state prison, with 30 years of parole ineligibility, and a maximum of life behind bars. The weapons charge carries a maximum of five years and the arson offense has a maximum of 10 years, according to the prosecutor’s office.last_img read more

Residents May Benefit from Reevaluation

first_imgBy John BurtonRED BANK – When the results are finally known later this year about the full property revaluation, some owners will see relief, predicted Mayor Pasquale Menna.“The numbers are off and this should level the playing field,” said Menna about the ongoing revaluation.Some properties will have lower assessments that will translate into lower tax bills for owners and hopefully a reduction in the spate of tax appeals in recent years, Menna said.The revaluation of all real property within the borough’s 1.7 square-mile was ordered by the Monmouth County Board of Taxation and approved by state tax officials.Menna is embracing the process because, he explained, “The borough was getting clobbered on tax appeals.”The borough in 2008 underwent a reassessment, which is not as comprehensive as a revaluation. That was when property values were at a particularly high point, prior to the financial meltdown later that year. After the economic downturn there has been a rush of tax appeals, “mostly by commercial entities that had been purchased at the higher end” of the market, charging that their properties were in actuality now worth less than the assessment and their tax bills should reflect that, Menna said.“And they sued us,” through the tax appeal process, he said, “and we have been writing out a lot of refund checks in excess of what it would cost us for a reval.”The county Board of Taxation traditionally orders a revaluation when it becomes apparent that the assessed value of commercial and residential properties is appreciably out of sync with the selling prices. What prompted the revaluation was, “The state became concerned about the large number of appeals that were successful and how impacting,” it was on the distribution of the tax burden through the community, Menna said.And when large properties were negotiating and winning returns on their tax payments that, “means it has to be made up by everybody else,” Menna contended.The borough’s chief financial officer was not immediately available and costs related to tax appeals and cost of the revaluation could not be determined by press time.The reassessment six years ago, while likely responsible for generating additional tax revenue for the borough, was ill advised, said Cindy Burnham, a Republican member of the Democratically controlled borough council. “Everybody stood up and screamed because it was so unjust,” and appealed the assessments, said Burnham, who was not on council at the time.“Now I think it’ll put everything more in line,” with the revaluation, she said.Once the numbers are known and more accurately reflect the fair market value, “You know something? We’re going to fight,” tax appeals that are clearly undeserved and file counter-claims against property owners, Menna threatened.The borough has hired Realty Appraisal Company, West New York, which has conducted them in the borough and elsewhere in the area previously.Officials are asking owners to allow access to their properties for inspections of the interior and exterior to properly evaluate them.Owners of income-producing properties will be required to provide additional information at a later date.Representatives of Realty Appraisal will be provided with borough-issued identification as well a photo IDs for the public’s safety.For additional information, officials said the public can contact the borough tax assessor’s office, 732-530-2767.Contact John Burton at [email protected] or at 732-219-5788.last_img read more

Mid-season insect pests and disease

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Corn insects we may see in July are European corn borer and new to northern Ohio the Western bean cutworm. See your Corn, Soybean, Wheat and Alfalfa  Field Guide for images and scouting suggestions.If you are in continuous corn, watch for Western corn rootworm. This pest has reappeared in areas of the central cornbelt in continuous corn situations, apparently overcoming the Bt insect protection trait. Entomologists say the breakdown of this insect protection trait was expected. Let us know if you see unexpectedly lodged corn.Soybean aphids were a surprise to many of us last year in central to west central Ohio. From past experience, 2015 is expected to be an “aphid year” so plan to scout for this invasive pest. Typically we hear reports in northern Ohio about July 1 and to central Ohio about August 1. See the Field Guide for recommendations on aphid speed scouting.Last year we had northern corn leaf blight and gray leaf spot begin to appear by early July. If you are dry this isn’t likely to occur, but if soils are wet then yes you may see the beginnings of disease. From our corn pathologists these factsheets will help: http://ohioline.osu.edu/ac-fact/pdf/0020.pdf and http://ohioline.osu.edu/ac-fact/pdf/0038.pdf. The concern in soybeans, once we get past emergence problems, is Frogeye leaf spot. We have too many bean-on-bean acres so look for this disease and read these comments from Anne Dorrance: http://ohioline.osu.edu/ac-fact/pdf/0053.pdf.Watch the Crop Observation & Recommendation Network newsletter for reports of disease and insect appearance across the state: http://corn.osu.edu.last_img read more

Square’s “Simple Revolution”: No More Per-Transaction Fees

first_imgWhat it Takes to Build a Highly Secure FinTech … Role of Mobile App Analytics In-App Engagement Why IoT Apps are Eating Device Interfaces Related Posts Tags:#Finance#mobile#news#NYT#web center_img Mobile payment startup Square, named after the tiny white device that turns any iPhone into a credit card processing payment system, announced this morning that it would be leaving other payment systems behind by dropping the standard 15 cent processing fee. Calling the move a “simple revolution,” Square CEO Jack Dorsey tweeted that Square would be removing the per-transaction fee and simply charging an overall 2.75% rate on all transactions.The announcement on Square plays up the idea that those per-transaction fees complicate the situation for merchants, creating a “complex maze of hidden costs and fees.” “You know all those ‘under $10 cash only’ signs you see?” tweeted Dorsey, “That’s because of the 15 to 30 cents merchants pay.”Traditional systems not only charge a 15 to 30 cent charge per transaction, but also take a percentage on top of that, causing merchants to either refuse credit card transactions below a certain threshold, go cash only, or tack on extra costs for using a credit card.As Dorsey (who is on a bit of a Twitter rampage on the topic) notes, “Merchants don’t know how much they pay to accept credit cards (a lot). That cost is passed on to you, the payer.”While Square may have run into a couple of speed bumps in 2010, from credit card dongles that didn’t work with the iPhone 4 to a lawsuit over the origins of that self-same dongle, the company has gained momentum in 2011. Last month, Square closed a $27.5 million round and this move could certainly give them an extra push among small businesses. Already, Dorsey is retweeting merchants who say they plan on switching to the mobile payment system as a result of this announcement. mike melanson The Rise and Rise of Mobile Payment Technologylast_img read more

Anonymous Hacks U.S. State Department

first_imgRelated Posts adam popescu A Web Developer’s New Best Friend is the AI Wai… Tags:#Anonymous#privacy#security Top Reasons to Go With Managed WordPress Hostingcenter_img While you were sleeping last night, Anonymous hacked into the U.S. State Department’s website, reportedly in the name of fallen comrades Aaron Swartz and recently arrested members of LulzSec. Personal data – including names, email addresses and phone numbers of hundreds of State Department staffers – were leaked online to the ZeroBin website.The group also allegedly hit the investment firm George K. Baum and Company, which has ties to Stratfor, the private intelligence service that worked with the CIA (another former target of the group). In that attack, Anonymous also published the account data and transaction information of the bank’s users. The OpLastResort Twitter account says attacks are payback for the death of Aaron Swartz. “This tragedy is basis for reform of computer crime laws and the overzealous prosecutors,” they write on the group’s Twitter bio. But in an ironic twist, “Operation Last Resort” may have very unintended consequences.Domino EffectWill this attack finally wake up the U.S. government to the threat of online attackers? Last night’s hack might galvanize lawmakers to support the CISPA bill and introduce even harsher Internet laws. And that kind of overreaction could cause more damage than the attacks themselves.This latest attack comes on the heels of Anonymous defacing sites owned by the Massachusetts Institute of Technology, the United States Sentencing Commission, and the Federal Reserve. Anonymous also tried but failed to hit the broadcast of the State of the Union speech last week.So the wheels for enacting draconian laws may already be in motion. Anonymous, which champions Internet freedom, may have just pushed the Web down a dark shaft.  Worse yet, Anonymous also claims to possess “warheads,” codes to unlock encrypted files said to contain sensitive government data, allegedly obtained during the Jan. 25 hack of the U.S. Sentencing Commission site. Under President Obama’s new cyberlaw mandate, these actions are cyber threats, punishable by severe action. How far is the government willing to go?  And what will be the ultimate effect on our civil liberties?Image courtesy of Shutterstock. Why Tech Companies Need Simpler Terms of Servic… 8 Best WordPress Hosting Solutions on the Marketlast_img read more

Santiago blossoms into true leader for NU

first_imgRead Next Frontrow holds fun run to raise funds for young cancer patients  BSP sees higher prices in November, but expects stronger peso, low rice costs to put up fight Brace for potentially devastating typhoon approaching PH – NDRRMC MOST READ Trending Articles PLAY LIST 00:50Trending Articles02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:42PH underwater hockey team aims to make waves in SEA Games Santiago, who is now on her fifth and last year at NU, has been imposing herself over just about everyone—her experience culled from playing in several club tournaments coming to fore.She recently nixed an offer to play for Asian top club Bangkok Glass, which reportedly offered P1.2 million for a six-month stint. During Wednesday’s Game 1 of the Premier Volleyball League Collegiate Conference Finals, she unloaded 23 markers to help crush Far Eastern U, 25-22, 21-25, 25-18, 26-24.“I no longer concern myself with any position because I train in playing all positions,” said Santiago in Filipino.Usually the tallest in every team she plays in, Santiago started out as a middle blocker.For the national team, she played open and even opposite, something that worked perfectly for the Lady Bulldogs, who are eyeing a sweep of the PVL title on Saturday—and the league’s first unbeaten run in history.“I have to remind myself to be flexible because I’m a professional player,” added Santiago.ADVERTISEMENT She’s more than that now.NU coach Babes Castillo said he has seen the 6-foot-5 utility spiker evolve into a strong leader for the Lady Bulldogs.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutout“Her maturity is really coming out,” said Castillo of the 21-year-old Santiago who, over the past year, has been part of the national team in major international competitions.Santiago averaged 26 points during the semifinals, which saw the Lady Bulldogs sweep reigning NCAA champion Arellano University. Typhoon Kammuri accelerates, gains strength en route to PH For years, Jaja Santiago has been National University’s mean scoring machine.ADVERTISEMENT Kammuri turning to super typhoon less likely but possible — Pagasa LOOK: Loisa Andalio, Ronnie Alonte unwind in Amanpulo for 3rd anniversary Sports 5 gets huge boost with ESPN partnership LATEST STORIES Fire hits houses in Mandaluyong City Don’t miss out on the latest news and information. Nonong Araneta re-elected as PFF president View commentslast_img read more

Two Filipinos in ‘Battle of Brisbane: Pacquiao vs Horn’ undercard

first_imgWATCH: Firefighters rescue baby seal found in parking garage World’s 50 Best Restaurants launches new drinking and dining guide The spotlight falls on reigning WBO welterweight champion Manny Pacquiao and challenger Jeff Horn, who will headline the “Battle of Brisbane,” scheduled on July 2 at Suncorp Stadium in Brisbane, Australia.But the main event featuring the Philippines’ eight-division champion Pacquiao (59-6-2, 38 KOs) and unbeaten hometown boy Horn (16-0-1, 11 KOs), who is out to make a name for himself, is not the only bout to watch out for.ADVERTISEMENT Dave Toussaint (10-0, 8 KOs) stakes his undefeated record against American Shane Mosley Jr. (10-1, 7 KOs), son of former four-time champion Shane, in the middleweight division.In a light heavyweight clash, Damien Hooper (12-1-0, 8 KOs) faces Umar Salamov (19-0-0, 14 KO) of Russia for the vacant IBF Australasian title and the WBO International light heavyweight crown.READ: Win over Kinoshita key to bigger fights for AncajasUp-and-coming Brock Jarvis, whose six of his first seven bouts ended in knockouts, will also see action against unblemished Indonesian Andika Sabu (12-0, 6 KOs) in the bantamweight class.Featherweights Jarret Owen (5-4-3, 2 KOs) and Michael Conlan (2-0, 2 KOs) of Ireland tangle in a six-round bout.ADVERTISEMENT Cayetano to unmask people behind ‘smear campaign’ vs him, SEA Games Another Filipino champion in Jerwin Ancajas (25-1-1, 17 KOs) will put his IBF super flyweight title on the line against Japanese-Korean foe Teiru Kinoshita (25-1-1, 8 KOs) in the only other world title fight in the lineup.READ: Ancajas to rely on speed, power vs Japanese foe FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSMalditas save PH from shutoutIn the curtain raiser, 19-year-old Jonel Dapidran, Pacquiao’s cousin who holds a record of 8-1, 4 KOs, takes on Australian Brent Dames, who has only won five of his eight fights, in a six-round welterweight duel.Four other Aussies are also looking to impress and bank on homecourt edge against separate opponents. Heart Evangelista admits she’s pregnant… with chicken 1 dead in Cavite blast, fire Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Lacson: SEA Games fund put in foundation like ‘Napoles case’center_img View comments Don’t miss out on the latest news and information. MOST READ LATEST STORIES Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’ The event is expected to kickoff at 7:00 a.m. (Manila time) with the Pacquiao-Horn showdown set for the opening bell at 11:45 a.m.Visit Inquirer Sports’ The Pacquiao Files  for news, features, and other multimedia content about Manny Pacquiao and his upcoming fights.Sports Related Videospowered by AdSparcRead Next What ‘missteps’? Ravena, Paras honored to serve country, vouch for Teng’s desire to play for PHlast_img read more