Adverts for financial products are not known for being racy or, let’s be honest, that interesting but mortgage broker Habito has got into hot water after its ‘Karma Sutra’ themed magazine ad prompted a reader to complain.Last year the company ran a two-page spread that include some saucy imagery to illustrate research it had commissioned that had found getting a mortgage made one in ten couples’ sex life ‘hell’.While most estate agents use mortgage brokers that stick to the dowdier side of marketing their services, broker Habito left little to the imagination for readers of Grazia magazine.The ad features illustrations of various positions from the Karma Sutra as well as various sexually-themed motifs.In case readers were in any doubt, the illustrations were accompanied by mortgage-related descriptions including “Down-payment Doggy”, “The Standing Variable Rate”, “Prime 69” and “The Base-rate Scissor”.OffenceAn offended member of the public complained to the Advertising Standards Authority, which has dismissed the complaint after Habito pointed out that Grazia aimed at an adult audience and that that the ad was meant to be fun.“While we acknowledged that some would find the artistic illustrations of sexual positions and accompanying descriptions distasteful, they were not explicit and we considered that most readers were likely to view the ad as a humorous play on the results of the survey,” the ASA says.“Consequently, we concluded that the ad was unlikely to cause serious or widespread offence to those who saw it and was not irresponsible.” Habito Mortgage broker advertising standards authority ASA ASA complaint rejection January 29, 2020Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021 Home » News » Marketing » Mortgage broker gets into ‘hot’ water over saucy magazine ad previous nextMarketingMortgage broker gets into ‘hot’ water over saucy magazine adHabito was reported to the ASA over the ad, but the complaint was dismissed after the watchdog said the ads were more fun than explicit.Nigel Lewis29th January 202002,149 Views
Purplebricks has sold off its Canadian offshoot PBDP for £35 million two years after it arrived in the country with bold plans to make itself a major player.In July 2018 it acquired local equivalent DuProprio for £29.3 million and subsequently set up a parallel Purplebricks operation.PBDP has been sold to a local cooperative financial group called Desjardins, effectively ending Purplebricks’ ambitions to become a global brand.The agency says the sale is part of its efforts to concentrate on the company’s core market in the UK, although it is to grant PBDP a licence to continue to use the Purplebricks brand in Canada for a transitional period until December 2021.But this deal also gives the hybrid agency a major cash boost, increasing the company’s money at the bank to £66 million, cash which is much needed as the company licks its wounds following the Coronavirus lockdown.Operating lossThe disposal also removes a potential financial burden from its group’s bottom line. PBDP had an adjusted operating loss of £2.8m for the 10 months ended 30 April 2019 and the book value of its gross assets as at 31 October 2019 was £11.4m.Given this financial scenario, Purplebricks is fortunate to have received £5.7 million more than it paid for DuProprio two years ago.Vic Darvey, Purplebricks’ CEO (left), says: “Over the last 14 months, Purplebricks has reset its strategy to give the company a strong foundation for the next phase of its growth.“Purplebricks’ hybrid, digitally enabled model is more relevant than ever and this simplification of the business will allow management to focus its time and the company’s resources on delivering growth in the core UK market.”PBDP Purplebricks canada vic darvey July 15, 2020Nigel LewisOne commentAndrew Stanton, CEO Proptech-PR Real Estate Influencer & Journalist CEO Proptech-PR Real Estate Influencer & Journalist 16th July 2020 at 7:23 amWith an uptick in the market due to the actions of the Chancellor and priming the fiscal pump with a SDLT shot in the arm, listings will be up, so revenue will be up for Purplebricks.But that cash burn, that as an analyst I have been banging on about never goes away, and this is the online agents big problem, the media cost, those Olympic adverts that digital advertising spend costs well too much. The 35M is an interesting sum, roughly what Countrywide is looking to scoop from selling off its commercial silverware for.The difference between the two is Countrywide needs 35M to pay the salaries and stave off the creditors who nervously eye the 95M black hole of debt this lumbering dinosaur carries, whereas Purplebricks may be an agency lite model, but it has zero debt on its spreadsheet, it has never paid a dividend either but that is a different story.Log in to ReplyWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Home » News » Agencies & People » £35 million cash boost for Purplebricks as its sells Canadian business previous nextAgencies & People£35 million cash boost for Purplebricks as its sells Canadian businessHybrid agency says disposal is part of its renewed focus on its core UK market but the cash will be useful following the additional costs of surviving the lockdown.Nigel Lewis15th July 20201 Comment1,438 Views
The University of Southern Indiana, through its University Archives and Special Collections, has partnered with the Vanderburgh County Commissioners, Veterans Council of Vanderburgh County, and the Sons of Union Veterans of the Civil War to preserve historical materials currently housed in the Grand Army of the Republic (GAR) Room of the Soldiers and Sailors Memorial Coliseum in downtown Evansville.The Coliseum, a 66,000 square foot neoclassical structure, was built in 1917 as a tribute to Vanderburgh County’s veterans of both the American Civil and Spanish-American wars.The materials housed in the GAR Room include membership records, minutes from general and board meetings, organizational charters and monographs concerning the Civil War. Jennifer Greene, University archivist, and Tom Lonnberg ’84, curator of history for the Evansville Museum of Arts, History and Science, visited the Coliseum and inspected the materials in late June alongside representatives from the County and the Veterans Council.“I am so excited to work with community partners and to be able to help preserve part of Evansville’s rich history,” said Greene. “The University Archives and Special Collections has worked hard to build a regional repository to preserve and disseminate local history such as these materials.”USI will perform basic preservation and conservation techniques on the materials in order to protect and restore them. Once complete, select materials will be scanned for online display. Copies of all digital materials will be given to the County and to the Veterans Council.Local veteran honor society chapter’s collection finds new home in Rice LibraryAlso, in June, the University accepted a collection of documents and materials from another military group headquartered at the Coliseum. The 40 & 8 Voiture #471 is the local chapter of a military honor society of American veterans and service members, open by invitation to honorably discharged veterans. The group was named for the trains that carried the troops to the front lines during World War I. Each train car was marked 40&8, meaning either 40 men or eight horses. The group is still active today, but wanted a safe place to preserve their unique history.Housed on the third floor of the David L. Rice Library, University Archives and Special Collections is committed to acquiring and preserving material about the development and the operations of the University and regional history, focusing on the southwestern region of Indiana. The department is dedicated to preservation and organization of materials for the purpose of research and includes 600 regional collections, over 700 audio/video tapes, and 43,000 images and documents online.FacebookTwitterCopy LinkEmail
case rate per 100,000 population case rate per 100,000 population aged 60 years and over percentage change in case rate per 100,000 from previous week number of people tested and weekly positivity NHS pressures by Sustainability and Transformation Partnership (STP) The data includes: More detailed epidemiological charts and graphs are presented for areas in very high and high local COVID alert level areas.See the detailed data on hospital activity.See the detailed data on the progress of the coronavirus pandemic.
Guitarist Warren Haynes has returned with his symphonic tributes to the late great Jerry Garcia, revitalizing the concept as a unique and exciting way to honor Garcia’s prolific legacy. Haynes took to the stage at the Schermerhorn Symphony Center, leading the Nashville Symphony for the first of many dates of his symphonic celebration. The show was a tribute to Garcia in many ways, not the least of which was the use of his guitar “Wolf” by Haynes. What an honor!Watch footage of “Shakedown Street below, courtesy of YouTube user Brady Turner.Haynes continues his symphonic tour throughout June and July. Don’t miss out![Photo by mizz_dale/Instagram]
Peanuts and blueberries are some of the most popular Georgia grown foods, but they’re also some of the healthiest snacks. Georgia’s peanut crop is valued at over $580 million, and the blueberry crop is valued at about $250 million. Peanuts comprised almost 20 percent of Georgia’s row and forage crops, and blueberries represented 40 percent of the fruit and nut industry. The importance of these crops doesn’t end at the agricultural economy — both crops also bring nutritional value to the table. “Watch for yogurts that don’t have extra sugar because blueberries already have such great natural flavor,” Johnson said. By adding blueberries to yogurt with no added sugar, the snack remains nutritious yet delicious. Beat butter and salt until creamy. Add eggs and beat until blended. Combine next 4 ingredients. Stir alternately with milk into sugar mixture. Fold in dates, pecans and blueberries. Spread in a greased 9 x 9 x 2-inch baking pan. Bake in a preheated moderate oven, 350 degrees F, about 35 minutes or until done. Cool. Then dust with confectioners’ sugar. Cut into 24 bars. (Recipe from www.georgiablueberries.org) Combine peanut butter and chocolate syrup, mixing until well blended. Stir in yogurt, top with sprinkles if desired. Serve with 1 cup assorted carrot and celery sticks, sliced cucumbers, apples or pear slices. To maintain the health benefits of blueberries, Johnson said it is best to serve the berries whole and to be wary of extra sugars in prepackaged snacks. Blueberries offer vitamins, phytochemicals and antioxidants with only 80 calories per cup. Peanuts are high in protein and unsaturated fats, providing over 10 percent of the recommended daily intake of protein in each one-ounce serving. “Blueberries and peanuts are wonderful Georgia crops, and they can be enjoyed by school children and their families during the summer and into the school year,” said Mary Ann Johnson, Bill and June Flatt Professor of Foods and Nutrition with the College of Family and Consumer Sciences. Pour blueberries, water and sugar into a medium saucepan. Bring fruit to a boil. Taste fruit for sweetness. Add more sugar if preferred. With a potato masher, mash the fruit. In a separate bowl, mix arrowroot or cornstarch with 2 tablespoons of water. Mix well so there are no lumps. Pour arrowroot/cornstarch mixture into the boiling fruit mixture and stir. Boil until jam has thickened to desired texture. (Recipe from www.georgiablueberries.org ) Preheat oven to 350 F. Coat baking pan with cooking spray. Place all of the ingredients into a large bowl and mix until combined. Pour mixture into prepared pan and back for 20 minutes or until a toothpick inserted into the center comes out clean. Allow to cool for 5 minutes and cut into squares. Best Ever Georgia Blueberry Muffins1 3/4 cups sifted enriched flour1/2 cup milk2 tablespoons sugar1/3 cup salad oil2 1/2 teaspoons baking powder1 cup fresh Georgia blueberries, tossed lightly in 2 tablespoons flour3/4 teaspoon salt1 egg, well-beaten Wash fresh strawberries, blueberries and peach. Peel peach, half and remove pit. Spread 1 tablespoon peanut butter evenly on each flour tortilla to within 1/2 inch of edge. Place in a line in the center of tortilla, 1/4 sliced banana, 1 sliced fresh strawberry, ¼ thinly sliced peach and 1 tablespoon blueberries. Drizzle 1 tablespoon vanilla yogurt over the fruit. Fold one side of tortilla over the fruit. Tuck the edge under the fruit so it’s not loosely packed. Roll the folded portion to the other side of the burrito. Roasted peanuts and peanut butter retain their raw counterpart’s nutrients, but Johnson cautioned against eating peanuts in candy bars. Ready to enjoy Georgia grown goodies? Here are some easy, healthy recipes to try.Blueberry Oatmeal Squares 1 1/2 cups quick oats 1/2 cup whole-wheat flour 1/2 teaspoon baking soda 1/2 teaspoon salt 1 teaspoon cinnamon 1/2 cup fresh or frozen blueberries 1 egg 1 cup skim milk 3 tablespoons apple sauce 1/4 cup brown sugar (Recipe from kidshealth.org) Fresh Fruit BurritoFour 6-inch flour tortillas4 tablespoons creamy peanut butter1 banana4 medium fresh strawberries1 medium fresh peach1/4 cup fresh blueberries4 tablespoons vanilla yogurt Using a blender or a small food processor, puree the raisins to make approximately 4 tablespoons of raisin puree.In a large bowl, mix and blend all ingredients well with hands, smashing the corn flakes.Shape mixture into ten one inch balls. Put them on a plate, cover with plastic wrap and refrigerate until ready to serve. Makes 10 balls. (Recipe from nationalpeanutboard.org) Peanut Pick-Me-Up Snack MIx1 pound roasted peanuts?½ cup dried tart cherries, dried?½ cup dark chocolate covered raisins?½ cup pumpkin seeds?½ cup dried figs, chopped “For blueberries, they can be eaten fresh, and a bunch of people enjoy them frozen, especially in the summer … and for peanuts, they’re best enjoyed roasted. There aren’t many people who enjoy eating peanuts raw.” Both can also be enjoyed in countless recipes. Spread peanut butter over one tortilla. Top with banana slices and cinnamon. Close quesadilla with remaining tortilla. Heat a nonstick skillet over medium heat; coat with cooking spray. Add quesadilla and cook 2 to 3 minutes per side or until golden brown. Cut into four wedges and serve immediately.(Recipe from nationalpeanutboard.org)Crunchy Energizing Peanut Butter Balls5 tablespoons crunchy peanut butter?2 ½ cups corn flakes cereal?¾ cups raisins Peanut Butter Dip1 tablespoon peanut butter1 teaspoon chocolate syrup2 tablespoons low fat plain yogurtChocolate sprinkles (optional) Sift dry ingredients into mixing bowl; make a well in the center. Combine egg, milk and salad oil. Add all at once to dry ingredients. Stir quickly only until dry ingredients are moistened. Stir Georgia blueberries gently into batter. Fill greased muffin pans – lined with paper cups – 2/3 full. Bake at 400 degrees F about 25 minutes.(Recipe from www.georgiablueberries.org) (Recipe from the nationalpeanutboard.org)Fruity Peanut Butter Spread1 medium apple, quartered but not peeled1/2 cup dried cherries or dried cranberries1 cup peanut butter1/4 cup orange juice1/2 teaspoon cinnamon Georgia Blueberry Date and Nuts Bar6 tablespoons butter or margarine1/4 teaspoon salt3/4 cup light brown sugar, firmly packed1/4 cup milk2 eggs1 (8 oz.) package chopped dates1 1/2 cups all-purpose flour3/4 cup chopped pecans1 1/2 teaspoons baking powder2 cups Georgia blueberries1/4 teaspoon ground cinnamonConfectioners’ sugar In a food processor, chop apple and cranberries. In a small bowl, combine peanut butter, orange juice and cinnamon. Stir apple/cranberry mixture into peanut butter mixture. Cover and refrigerate. (Recipe from the American Peanut Council) Peanut Butter and banana Quesadilla2 Tablespoons peanut butter?2 (6 inch) whole wheat flour tortillas?1/2 cup fresh banana slices?1/8 teaspoon cinnamon (Recipe from www.healthyeating.org)Ten Minute Blueberry Jam 2 cups blueberries3 tablespoons sugar or honey granules1/2 cup water1 tablespoon arrowroot or cornstarch Mix all ingredients together in a medium sized bowl. Mix can store for up to three weeks in an airtight container. (Recipe from nationalpeanutboard.org)
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Ashley MurrayAshley Murray, the 16-year-old Peconic girl who went missing 12 days ago, walked into Southold Town Police headquarters safe and sound Friday, authorities said.Murray, who was reported missing from her Springs Lane home Monday, Feb. 25, showed up at the North Fork police station at 3:15 p.m., according to investigators. But police could not say where she’s been.“She was in good physical condition and she stayed with us until around 4:30,” said Southold Town Police Chief Martin Flatley, noting that she arrived with a friend.Investigators had teamed with Suffolk police, the FBI and the Center for Missing and Exploited Children in the high-profile search that included a search party organized by friend and family.Flatley said Murray was taken to a local hospital for evaluation.“Even though the searching is over, the investigation is still active,” he added.
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It is traditional for most nations competing at the Olympics to have a hospitality ‘house’, where they promote their country and hold parties for winning athletes.Gon Matsunaka, the head of Good Ageing Yells, one of the organizations supporting the project, said Japan lags behind many other developed nations when it comes to LGBTQ rights.”Many people might think that Japan is a human rights defender, but actually there are no laws to protect LGBTQ people,” Matsunaka told Reuters via email.”Society is filled with prejudice, discrimination and harassment towards LGBTQ community.” Tokyo will open Pride House, Japan’s first permanent such center, next month to raise awareness of LGBTQ rights before and during the rearranged Olympic Games in 2021.Although there have been similar initiatives before previous Games, organizers said Pride House Tokyo, which will open its doors on International Coming Out Day on October 11, is the first to get official International Olympic Committee backing.”Pride House Tokyo aims to educate the world and also Japan of the difficulties the LGBTQ community has playing and enjoying sports … while helping create a safe space for the community too,” Pride House Tokyo said in a statement on Monday. “While we have to change the sports arena, we also hope Pride House Legacy can help change society as a whole as well.”Gay marriage is illegal in Japan and although about two dozen cities, towns and wards issue same-sex partnership certificates, they lack legal standing and prejudice persists.Fumino Sugiyama, a former fencer for the Japanese national team who now identifies as a man, said little had changed in 15 years since retiring from professional sport.”Even now looking around, there are few LGBTQ athletes that live their lives openly and that is the reality here in Japan,” Sugiyama told a news briefing to launch Pride House Tokyo. Topics :
108 Gower St, Toowong“The house is of outstanding quality and has a north-easterly, elevated position.”The property is close to Indooroopilly and Toowong shopping centres, as well as the foothills of Mt Coot-tha. 108 Gower St, ToowongThe main bedroom sits at the opposite end of the house, offering retreat-style luxury with views of the city and surrounding greenery, carpet flooring, a walk-in wardrobe and an ensuite with dual vanities.The lower level of the residence allows self-contained living, with a combined living and dining area, kitchen, bathroom and fifth bedroom. From the living space, there is access to a covered patio and a double garage. 108 Gower St, ToowongSweeping 180-degree views from Mt Coot-tha to the city skyline are one of the highlights of this contemporary, light-filled property. Set on a 774sq m hilltop block at 108 Gower St, Toowong, the split-level house was designed to capture the vistas, with extensive glass and high ceilings accentuating the backdrop. The main living hub is on the upper level, comprising lounge and dining spaces in an open-plan configuration. 108 Gower St, ToowongQuality fixtures and finishes, airconditioning and ceiling fans add to the property’s appeal. Agent Jack Dixon said the house offered an idyllic family and entertainers’ lifestyle. “This brand new, commanding residence presents a rare opportunity to secure a luxurious lifestyle in one of Toowong’s premier hilltop addresses,” he said. 108 Gower St, ToowongHere, a white palette complements rich timber floors, while large windows, glass louvres and 4m-high pitched ceilings give a sense of space and light. Multiple sets of sliding glass doors open to a timber deck and a plunge pool framed by glass.More from newsMould, age, not enough to stop 17 bidders fighting for this homeless than 1 hour agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor6 hours agoBack inside, the kitchen is sleek and modern and has Miele appliances, a butlers pantry, oversized drawers with soft-touch closing, and an island breakfast bar. White cabinetry and black pendant lighting make an attractive aesthetic. There’s another living room beyond this hub, with timber flooring and sliding glass doors opening to a flat, grassed yard and established gardens. This room provides access to three bedrooms with built-in wardrobes, serviced by the nearby bathroom.